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Our Privacy Policy has been developed as an extension of our commitment to combine quality products and services with integrity in dealing with users. The Policy is designed to assist you in the understanding of how we collect, use and protect the personal information provided to us.
When you visit our site, we collect two types of information: personal information you actively choose to disclose (“Active Information”) and Use information collected, in a way not visible to you, on an aggregate anonymous basis as you and other users browse our site (“Passive Information”).
This refers to information that lets us know specifically about you i.e. profile information.
When you register to become an authorized reseller of our products or services, we will collect Personally Identifiable Information (such as name, address, email address, and telephone number). This Personally Identifiable Information is securely stored and may be accessed on our website. You are assigned an identification number and select your own password – both are needed to enter the Site and to access your Contact Information. Please safeguard your password in a secure location as we are not responsible for breaches into the system when access is willingly provided.
When you place an order for products or services, we collect Personally Identifiable Information (such as name, contact and billing information, credit card, and other transactional information). We use this information to deliver your order, process payment, and to communicate the status of your order.
Credit card information collected at registration or for product orders is used only to process payment for the transaction and, generally, is not retained on our Site. However, you may voluntarily elect to securely store multiple credit cards to be used for product orders.
Occasionally, you may voluntarily provide Personally Identifiable Information to complete surveys and questionnaires or to participate in user polls. We use this information to improve our products and services and to ensure that we’re providing accurate disclosures. We may also use your Personally Identifiable Information to provide you newsletters and other marketing information that coincide with your preferences. You may customize your marketing preferences, or let us know if you do not wish to receive any promotional materials, by adjusting your Subscriptions & Email options on the Site.
This refers to information that does not, by itself, identify you as a specific individual. Such information would include the Uniform Resource Locator (“URL”) of the website that referred you to our Site, your Internet Protocol (“IP”) address (a number automatically assigned to your computer whenever you surf the web), your operating system and browser type, and any search terms that you enter on our Site. Our web server aggregates this information in order to monitor the level of activity on our Site, evaluate its effectiveness, and improve the content or our Site in order to make your visit an easy and enjoyable experience.
We may collect, compile, store, publish, promote, report, or otherwise disclose or use any Aggregate Information, provided that such information does not personally identify you. We do not correlate any Personally Identifiable Information with the Aggregate Information that we collect on our Site. If we do correlate any Aggregate Information to you, it will be protected like any other Personally Identifiable
Information under this Privacy Statement.
In order to gain use of the site (become a “user”), we require you to disclose the following information: Name, Address and Phone Number
We use secure socket layer (SSL) encryption to protect the transmission of the information you submit to us when you use our secure online forms. The information you provide to us is stored securely.
Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a site. They are small pieces of data stored by a user’s browser to simplify subsequent interactions with the site. This makes it easier for a user to move from site to site and to complete transactions over the Internet. Cookies should make your online experience easier and more personalized.
Our site utilizes cookies to collect information about how our site is used. Passive Information gathered may include the date and time of visits, the site pages viewed, time spent at our site, the sites visited just before and just after visiting our site. If you do not wish to transmit “cookie” information about yourself, you may turn off the cookie function in your web browser.
Our site’s servers also automatically identify you computer by its Internet Protocol address, which is a unique string of numbers that are assigned to your computer by your Internet Service Provider. The IP address may be used to address problems with our server or to gather broad demographic information about our users. We passively collect your IP Address.
Broadly speaking, persons we employ directly, or as contractors or agents at our direction use Active Information for purposes of administering our business activities, providing customer support and making available other products or services we think might be of interest to our users. We may use the Active Information or Passive Information you provide to contact you about various changes to our site, new services, features or products we offer. If at any time you do not wish to receive such information, you may “opt-out” of doing so by adjusting your email settings in the back office of the website.
We use Passive Information to gather information about our users and to enhance our site to make it easier, faster and friendlier for users. Additionally, cookies help us better understand the usage pattern of the people that visit our site, which helps us improve our services. Passive Information may result in your viewing of particular advertising based on your user habits.
You might be able to access other websites through our site via hyperlinks. When you do so, you are subjecting yourself to their privacy policies and data collection. Please read the privacy policies of those sites to ensure you agree with the terms before using such sites.
We may disclose anonymous information about user habits to advertisers on our site. The parties who perform services for us (credit card processors, merchant bank, Internet Service Provider) may also have access to your information in performing such services. Should we buy or sell assets of our company, another company may need to review our company’s assets, which might include your information, to make business decisions as to whether to acquire such assets.
We may be required by subpoena, law or government agency to disclose both Active and Passive Information you have provided to us.
We secure your personal information submitted by you by using reasonable efforts to prevent unauthorized access or disclosure, or accidental loss of Active and Passive Information. Individual postings on this site and other communications to our office via email or standard mail may not be secure unless we advise you that security measures are in place prior to your submission of information. Therefore, if you choose to communicate with us through these means, you are assuming the risk of doing so and we respectfully request that you do not send or post sensitive information through these means.
We take reasonable measures to ensure that any Personally Identifiable Information we collect on our Site is accurate, current, complete, and reliable for its intended use. If you wish to update or otherwise correct Personally Identifiable Information provided to us, you may edit your information online.
We acknowledge your trust and are committed to take reasonable steps to protect Personally Identifiable Information provided from loss, misuse, and unauthorized access. We employ physical, electronic, and managerial processes to safeguard and secure your information.
It is your responsibility to safeguard the password you use to access our Site and to promptly advise us if you ever suspect that your password has been compromised. We strongly encourage you to change your password regularly to prevent unauthorized access. Because your identification number and password are specific to you, you acknowledge sole responsibility for any and all use of our Site conducted with your identification number and password.
Links to third-party websites may be provided solely for your information and convenience or to provide additional shopping for various other goods and services through our Merchant and Services Partners. If you use these links, you will leave our Site. This Privacy Statement does not cover the information practices of those websites nor do we control their content or privacy policies. We suggest that you carefully review the privacy policies of each site you visit.
We take special care to protect the privacy needs of children and encourage parents to be an active participant in their child’s online activities. Our Site does not target and is not intended for children under the age of 18, and we will not knowingly collect Personally Identifiable Information from them. If we discover personal data from a child through our site, we will eliminate that data. You may learn more about protecting children’s privacy online by visiting:
http://www.ftc.gov/bcp/edu/pubs/consumer/tech/tec08.shtm
Any updates or changes to the terms of this Privacy Statement will be posted on our Site and the date of the newest version posted below. Please check back frequently, especially before you submit any Personally Identifiable Information at our Site, to see if this Privacy Statement has changed. By using our Site, you acknowledge acceptance of this Privacy Statement in effect at the time of use.
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Kimberly Clarke
Chief Executive Officer
Shana Rawlings
Fairburn, GA
Kathy Flores
San Pedro de Macorís, Dominican Republic
In the 5 short months I have been with MWR Financial I am seeing positive results in my Financial Makeover journey. I was blown away when I uploaded my debts and found out that the Experts strategies were taking me from almost 14 years in debt down to less than 2 1/2 years in debt.
That alone will save me over $8,100 in interest that would have gone to the creditors making them rich, now that money gets to work for our family. I now know the exact date that I will be debt-free and that is very motivating. I love our Bill Negotiation Experts who have saved me $400 annually on my monthly cell phone, cable package, and other bills. I have also taken advantage of the business opportunities and have been promoted 3 times so far.
We have also seen our cash flow growing consistently month after month. I love being paid daily for sharing what MWR Financial has done for me, and what it’s doing for so many other people. It is amazing how MWR Financial has individual Experts to work with you in every area of your finances. I can confidently save, make, and grow my money with MWR Financial.
Sonja N. Williams
Chief Marketing Officer
Jonathan Moore
Chief Technology Officer
Maria Reyes
Jersey City, NJ
Teresa Cooper
Snellville, GA
I purchased my home 2 years ago, back in July 2019, with a 30-year mortgage. I started my home-based business with MWR Financial a little over a year ago and decided to take advantage of utilizing my exclusive membership/services & must say I am beyond happy I did. The Financial Makeover Experts put together the Debt Elimination Strategy that has totally changed the game for me. They showed me that with my 30-year mortgage, car note, which is 2.5 years old, & other financial responsibilities, I will be debt-free in 2029! Did you hear me? Let me say that again, your girl has a 30-year mortgage, car note & other financial responsibilities and will be “DEBT FREE” in 2029. My mortgage was not due to be paid off until 2049 & has been cut down to less than half the time. In all, the Debt Elimination Strategy is saving me $38,147.94. The Strategy even showed me that by using the monthly money I used to pay my debts off, which is now cash flow, and now using it to help your money grow, that I could have $250,000 in cash assets by April 2035 but would have still been in debt to the tune of $166,327.05 following the path which I was on, given to me by the creditors. I never knew that the creditors set things up to keep you in debt as long as possible.
Guess what! I have been given my millionaire date but plan to hit that before the date they have listed once all my debts have been paid off. How is this possible? I am glad you asked; it’s called income shifting & cashflow expansion. I am literally learning the wealthy rules from Financial Makeover Experts, and when you know better, you do better.
This business has been a blessing unto me, and I am blessed to be a blessing to others because I get to share what MWR has done for me and what it can do for you!!! MWR is changing lives, one person at a time & I am a witness to that because they are changing my life!
Also, I am constantly saving on my ADT bill, which has been cut in half, along with my Sirius XM radio, which has been negotiated twice since I have been in the business. Our Bill Negotiation Experts literally shreds bills without any changes to my service, so I must say this business has been an absolute blessing to me.
Jatasha and Fred Harris
Fuquay-Varina, NC
Before MWR Financial, we moved from New York City down to the Raleigh, NC area. We had two pre-teen girls and a 5-year-old son. I had previously served 8 years in the military. Unfortunately, I left a six-figure job to start a business that didn’t take off like I planned, causing our household to solely depend upon Fred’s income as a Detective in the Police Department. This caused a major five-year financial struggle for us.
Fred was working full-time as a Police Detective and had to work another 120 hours per month of overtime to keep us afloat financially. He was collectively working 280 hours per month. We had exhausted our savings and our kids missed their father, who was working all the time. Our marriage was challenged, so things were not good at all, but we kept praying.
God answered our prayers with an invitation to MWR Financial and its exclusive invitation-only Membership that gave us access to Financial Makeover Experts. We followed what the Tax Reduction Experts suggested by stop overpaying our taxes. They adjusted Fred’s W4, and we received a $400.00 increase in our take-home pay that also made our new Home-Based Business with MWR Financial profitable for us.
We both saw 70 point increases to our credit score, thanks to the Credit Restoration Experts. That credit score increase enabled us to buy a Mercedes-Benz truck without the need for a co-signor. We also refinanced our mortgage loan, which saved us another $300 per month.
Because of our story and what the Makeover Experts have done for us, we began inviting people to experience what we have. We consistently worked the business to which we were already profitable without having anyone join us in business for the first 90 days. Still, then the income opportunity took over and became a major Blessing to our family.
We were able to consult with the Wealth Accumulation Experts and establish two Tax-Free Growth Private Reserve Accounts. In addition, we are Land Banking owners of a parcel of commercial/industrial land in California that will become known as the Green Energy Valley of America.
The MWR Financial Home-Based Business Opportunity and the Financial Makeover Experts have completely changed our lives in such positive ways. After two years of building our business, Fred could retire from his job as a Detective with the Police Department at 39 years old. In addition, we have been able to create fantastic memories as we have been afforded the ability to travel. All this was possible because God Blessed us with the perfect Home-Based Business; thank you, MWR Financial, for putting us in a position to now be a Blessing to others!
Don Wilson and Ruth Rodriguez
Chicago, IL
Before MWR Financial, Don & Ruthie, husband & wife from Chicago, IL was like most American employed couples who were overpaying their taxes, unbeknown to them. They were more than $17,000 in debt and did not have any money in a Tax-Free financial vehicle. After joining MWR Financial, they followed the directions of the Financial Makeover Experts.
We first worked with the Tax Reduction Experts to stop overpaying our taxes by uploading our pay stubs, and last year’s tax return. From there, the Tax Reduction Experts adjusted our W-4 and collectively our take-home pay increased by $12,000 annually.
Next, we began working with the Credit Restoration Experts to improve our credit scores. We uploaded our credit reports and have seen our scores rise to 827 for Don, and 824 for Ruthie, which allowed us to refinance our home and take our interest rate from 4.250 to 2.250%, saving us more than $65,000 in interest.
We have generated enough business income through the MWR Financial business opportunity, that Ruth was able to pay off her car that was scheduled for 60 months, but paid her car off in 9 months, saving us another $9,000.
With the Strategies that the Wealth Accumulation Experts shared with us, we both individually purchased a Private Reserve Account where we now grow our money tax-free with no risk of loss. We are both Land Bankers now too. We have seen our land’s value grow by double-digits over the last year alone. The Wealth Accumulation Experts have positioned us to have our money working for us.
We are both excited and humbled with how the MWR Financial Home-Based Business Opportunity along with the Complete Financial Makeover can make a difference in so many people’s lives, as it has in our life. MWR Financial has been a Godsend.
Gerald Parker
Raleigh, NC
Before I was introduced to MWR Financial, I thought I would have to work until the day I died. A short three years later, and how things have changed for me! Let me share what MWR Financial, their Financial Makeover Experts, and their income opportunity have done for me and many others.
Upon joining MWR Financial, the Tax Reduction Experts showed me that I had been overpaying my taxes. I had no idea I was doing so. They adjusted my W4, and I saw my take-home pay from my job increase by $350.00 per month. That increase covered the monthly cost of my business and left me in profit mode by $230.00 per month. I then connected with the Credit Restoration Experts and have seen a 128 point increase in my credit score. I then uploaded all my debts, including a small mortgage on my house in the Debt Elimination Experts System, and they now showed me how I was going to be out of debt in 6.5 years instead of 15 years, which would save me more than $52,000 of real money. I then consulted with the Wealth Accumulation Experts, who shared a wealth-building concept I had never heard of before and was in even more shock when they said it had been around for more than 20 years. It’s called the Private Reserve Account (PRA). They showed me how it has been outpacing my 401k for the last 10 years, so I jump-started my PRA with the same $350.00 the Tax Reduction Experts saved me from overpaying my taxes.
I began telling my story and the MWR Financial story from day one because the company said they would pay me a RIDICULOUS amount of money to share the MWR Financial story with others, so I did all day, every day. I consistently saw my residual income grow month after month. The next thing I know, I qualified for the Luxury Lifestyle Bonus that allowed me to purchase my dream car, a Mercedes-Benz E350, and use the bonus from MWR Financial to pay the note every month. That was only the beginning because, after two years of building this life-changing Home-Based Business, the income I was generating monthly allowed me to walk away from a $65,000 per year job. That was a year ago. In the last year, I was able to have another life-long dream come true. I have acquired a second home in South Florida, which has always been my dream destination in the winter. I now live my life on my terms, and I am so grateful that MWR Financial came into my life when it did.
Phyllis Darden
Holly Springs, NC
James Mackey
Alexandria, VA
Jogues Morla
Lodi, NJ
Terrie Reed
Cleveland, OH
MWR Financial has and is still transforming my entire life. I am absolutely thrilled to be a part of an amazing exclusive membership that has helped me generate positive cash flow out of my existing finances.
The Makeover Experts negotiated and had removed not one but seven student loans that totaled $63,000. As a result, I now have a debt-free date of November 2021 which is phenomenal. The Experts also developed an Expense Tracking app that will give me $8,101 in tax savings this year alone.
My credit score is constantly increasing thanks to our Credit Restoration Experts. The latest increase was another 35 points for a total credit score increase of 190 points and still climbing, which is mind-blowing. I didn’t know what was hurting me financially, but with the access to Financial Makeover Experts,, I see a a clear picture of my finances. Thank you so much, MWR Financial. I thank God every day for this opportunity to make, save and grow my money.
Gina Vargas
Clifton, MD
Tarlo Akoi
Philadelphia, PA
I joined MWR Financial as a way to increase my income, and I found so much more. My Exclusive Invitation Only Membership gave me access to Financial Makeover Experts that did the following for me: Stop me from overpaying my income taxes. They corrected my W4, and I saw my take-home pay increase by $280.00 per paycheck. I now have $560.00 more cash flow than I did before MWR Financial. The Credit Experts improved my credit which took my credit score from 700 to 797. With the higher credit score, I refinanced my home mortgage, and my interest rate went down from 3.4% to 1.875%. I was able to pull some equity out that allowed me to acquire assets that grow my money. When I couple that success, my part-time home-based business is now generating $900 per month residually. The extra income has greatly increased my household cash flow, and the Financial Makeover Experts help me understand how to have the extra cash flow working for me.
I now have two Private Reserve Accounts that allow me to grow money tax-free with no risk of loss. I also am a land banker. Before MWR Financial, I had never heard of Land Banking and Private Reserves Accounts. This is why I appreciate the Wealth Accumulation Experts so much because they have put me on a path to creating generational wealth. I can clearly see the path for the first time in my life. I am happy that I was invited into this exclusive, life-changing company called MWR Financial.
Terrence Hawkins
Harrisburg, NC
Brian N. Beane
Atlanta, GA
The before and after makeover story that MWR Financial has been able to help me accomplish has been nothing short of miraculous. I was able to accomplish the following Rank Advancements in my first 8-months in the business: Executive Director in 1 Hour Executive Senior Director in 1 Day Executive Area Director in 1 Week Executive District Director in 1 Month Executive Regional Director in 1 Quarter Executive National Director in under 1 Year I earned a 100,000% return on my investment by turning $228 into $228,000.00 in the process.
I was also able to become the fastest ever to reach the Million Dollar Residual Ring Club. The Credit Restoration Experts Increased my credit score from a 734 to an 820 and saved me tens of thousands of dollars in taxes. Because of the consistent income results from building my MWR Financial Home-Based Business, I am currently building my dream home on 20 Acres of land affectionately known as “Beane Acres,” complete with fishing, paddle boating, pet ducks, 4 ATV/Nature trails, a guest house, and much, much more.
Kristi Howard
Union City, GA
Charles Ivory
Midway, GA
MWR Financial Daily Guarantee helped me support my family when my job laid me off for 90 days due to COVID-19. When I was laid off, my Daily Guarantee pay was $100 per day, $3,000.00 per month. The 2nd Tier of the Luxury Lifestyle Bonus of $1,250.00 per month allowed me to purchase a new 2020 GMC Sierra truck. The Presidential bonus of $1,000.00 monthly increased my total MWR Financial Home-Based Business income to $5,250.00 monthly.
In July, my job called me back to work, and I was able to fire my boss because my Daily Guarantee pay had increased to $200.00 per day, totaling $6,000.00 per month, which was 3 times the pay of my job. With the Car and Presidential Bonus, my total income was $8,250 per month residually. That income greatly helped me to become debt-free, including my mortgage. With the additional cash flow, I was able to purchase land in California with Land Banking, and in the first year, that investment grew 37.5%. I also started a Private Reserve Account and, in the first year, grew by 18%. My MWR Financial Home-Based Business has me Saving, Making, and Growing my money!
